What Are The Qualifications For Workers’ Compensation?
Are you wondering if you or someone you know qualifies for workers’ compensation? Well there are a few simple questions you can ask yourself. Have you been injured on the job? Have you become ill due to work related tasks? Has there been a death due to the work place? If you answered yes to any of these questions…then the chances are that you likely qualify for workers’ compensation.
The questions are only a limited way to know if you qualify. There are many requirements and stipulations that an individual has to meet before they can apply for workers’ compensation. The origin of where the workers’ compensation comes from is a matter that should be taken into consideration. There are certain institutions as well as companies that offer workers’ compensation. Most states have their own workers’ compensation benefits package. The qualifications for state workers’ compensation are state specific. So, it all depends on what state you are legally working in. In New York, you have to get examined by a physician before you can file a claim and must receive the proper medical treatment. In some states, they may not require you to be examined by a physician. So, this is just an example of what state specific laws there might be. There are also certain qualifications if you are paying for or working for a company that offers workers’ compensation.
General Workers’ Compensation Must-Haves:
- You have to be injured or ill due to work related tasks or conditions
- Been a death due to on-the-job tasks or environment of the work place
- Have to provide a convincing argument that the job may have afflicted your personal health
- Injury or illness was not intentionally done
- Illness or injury did not take place before employment with the company or business that you are filing for to get workers’ compensation
- Injury or illness was not self-inflicted
The bullet points previously mentioned are only general qualifications to get the “general” compensation. For severe and double workers’ compensation benefits you must meet the following:
- Injury or illness was an effect of intentional misconduct by your employer
- Illness or injury was an effect of serious misconduct by your employer
Injuries often covered by Workers’ Compensation:
- mental instability
- broken bones, joints, etc
- burns, cuts, and scrapes
- scars
- injuries due to repeating stress
Note: If you do not have one of the injuries listed above, do not stop there! Just because your specific injury is not listed, this does not mean you do not qualify for workers’ compensation. Schedule a Free Case Evaluation to find out if your injury qualifies you for workers’ compensation.
